page loader

Do you need quick cash?^1000

See how much you can get!^1000

Apply for title loan today.^1000

Quick Cash | No credit check^5000

Apply Here

Welcome to Car Title Loans Arkansas

Before you get started, you probably want to know a little more about our company, which is totally understandable. We know that there are a ton of scams out there when it comes to loans, which is sad, since these scams take advantage of people who are at their financial worst and who are greatly in need of help.

Also, there are companies out there that take advantage of people, such as by charging way too much in interest rates and fees. Some run businesses that are barely legal or that aren't legal at all.

That's not the way that we do things here at our lending company. We are regulated by the state of Arkansas and follow all of the local laws in regards to our loans. This means that you never have to worry about us taking advantage of you in your time of need, nor do you have to worry about us breaking the law. Instead, you can always count on us for easy, affordable loans and excellent customer service. Plus, we are conveniently located in Arkansas, so if you live in Arkansas or the surrounding area, we can help you out.

Do you need Fast and Free Quote?

Get cash same day | No credit check

Apply Now

How Title Loan Process Works?

Many people may be hesitant when it comes to taking out a title loan. You may have heard horror stories about companies that towed cars away from owners with all their belongings still inside. Title loans may have gained a bad name, but that is due in part to customers who fail to pay for several months and refuse to get in touch with their lender to work out another payment option.

website service

The car title loan process is very simple. You put up the title of your car as collateral for the loan. We appraise your car for a certain amount and you either agree to accept the loan or disagree. If you accept the loan, you will be informed of how much your monthly payments will be and the duration of the loan. You will receive your title back as soon as your final payment is made.

website service

Since each state has different rules for car title loans and payday loans, it is important to understand the terms for taking out auto title loans in Arkansas. You may have heard that the state of Arkansas doesn’t allow car title loans. The Arkansas Short Term Loan Act prohibits lenders from accepting a title as collateral for a short-term loan. And they cap the interest rates on all short-term loans at 28 percent. However, title loan companies can accept car titles for short term loans and the interest rates are typically 300 percent or higher.

website service

You may be wondering how this is possible. It is because many title lenders started working under Arkansas Lonan's Credit Service Organization Act, which requires “registration and bonding for organizations that offer credit repair, debt counseling, and other related services”. In the state of Arkansas, CSOs are organizations that charge a fee to help customers improve their credit rating, obtain credit, or remove false details from their credit report. Title lenders in Arkansas can get around the Short-Term Loan Act when they obtain a CSO license, and acts as a broker that helps borrowers secure their title loan from a “Third Party”. When taking out any auto title loans in Arkansas, be sure to get recommendations from others in the area, and check out their ratings online to ensure that you are dealing a company that offers the title loans Arkansas residents have grown to trust.

Applied 50+K Make 36 Car Models 100+ Car Styles 200+ Happy Clients 100+K Counting..

Apply for Arkansas Car Title Loans

Applying for title loans here on the Arkansas Car Title Loans site has never been easier or more user-friendly. The first step will be for prospective loan recipients to place a little contact information in the provided areas. Doing so will allow our friendly and competent title loan specialists to contact our loan applicants at the conclusion of the application process. The contact information should include name, email address, and phone number.

The next step for loan applicants will be to enter a little information about the vehicles that will be used for collateral. The year, make, model, mileage, and color should all be listed.

The next step for loan applicants will be to enter a little information about the vehicles that will be used for collateral. The year, make, model, mileage, and color should all be listed.

The next step for loan applicants will be to enter a little information about the vehicles that will be used for collateral. The year, make, model, mileage, and color should all be listed.

Finally, our title loan experts will reach out and contact loan applicants. During this contact, any remaining questions will be answered, after which the title loan process will be put into full motion.

For more informations, please contact us: +1 (855) 740-5174

Responsible Lending

We are committed to giving our customers a positive experience and we strive for the utmost level of transparency and fairness. We are a third party, not a lender. By completing our application, you are soliciting a loan from a licensed lender in your area. As car title loans are secured by your vehicle, the majority of lenders do not require credit checks, so people with poor credit history may still qualify. These types of loans are not intended as long-term solutions. Loan approval is contingent upon the customers ability to repay and the condition of the vehicle. We encourage you to (1) borrow only what you need and can repay, (2) payback your loan as quickly as possible, and (3) weigh your options fully before taking out a loan.

Transparency of costs of your loan: We do not charge you any fees for the processing of your loan request. The costs associated with your loan will be disclosed to you by the lender, please see representative loan term examples below. For more information on our policies and practices please refer to our Privacy Policy and Terms And Conditions or call our toll-free number listed on our website.

Lender's interest rates vary based on, but not limited to, the following variables: vehicle value, repayment ability and other promotional offers. Lender interest rates (APR) will never exceed 30% a year, including the lien fee ($94), application fee ($25) and tax stamp (One time fee of $.35 per $100 of the loan amount). APR and other fees are disclosed in accordance to the Federal Truth in Lending Act. The minimum loan repayment period is 6 months, and the maximum loan repayment period is 36 months.

If you have really bad credit, we will be unable to match you to a traditional or peer-to-peer lender. In some instances we may be able to suggest to you a lender but you will have to get the specific terms and rates from that lender and the terms and rates might not fall within the example loan terms on our website. If you do obtain a loan, make sure to pay on time and to follow the rules that your lender provides to you – your failure to do so may harm your credit since the information could be given to credit reporting agencies.

Rights of Cancelation and Payoff policies may vary by lender and state. Typically if you change your mind about your loan, you may cancel it at any time prior to depositing the check and you may repay any borrowed amounts at any time without prepayment penalty.

Representative Loan Examples (Changing Terms) One Time Fee Total
Amount Term Rate (APR) No. of Payments Monthly Payment Lien Fee App Fee Tax Stamp
$1,000 1 year 24.00% 12 $106.54 $94.00 $25.00 $7.70 $1405.18
$1,000 2 years 24.00% 24 $59.57 $94.00 $25.00 $7.70 $1556.38
$1,000 3 years 24.00% 36 $44.20 $94.00 $25.00 $7.70 $1717.90
Representative Loan Examples (Changing Rates) One Time Fee Total
Amount Term Rate (APR) Number of Payments Monthly Payment Lien Fee App Fee Tax Stamp
$1,000 1 year 18.00% 12 103.30 $94.00 $25.00 $7.70 $1366.30
$1,000 1 year 24.00% 12 $106.54 $94.00 $25.00 $7.70 $1405.18
$1,000 1 year 30.00% 12 $108.33 $94.00 $25.00 $7.70 $1426.66

Compliance with Laws: All of the lenders in our loan matching network abide by the laws that govern the relevant states or territories in which they operate. These laws include (but are not limited to):

  • Electronic Fund Transfer Act
  • Equal Credit Opportunity Act
  • Fair Credit Reporting Act
  • Fair Debt Collection Practices Act
  • Privacy Requirements in the Gramm-Leach-Bliley Act
  • Truth In Lending Act
  • Telemarketing Sales Rule

Contacting Us For your convenience we have our quickest forms of contact on our contact us page. We also provided you with our phone numbers and email address where you can ask us any questions you may have. Bellow is the mailing address of our corporate office where you can write to us as well. We strive to respond to you in as fast a manner as possible so we can quickly answer any questions and solve any problems you might have.

You may direct any questions concerning our policies to: